Free NCAAF Pick: Owls vs. Midshipmen Odds
Looking for Temple Owls vs. Navy Midshipmen Free NCAA Week 10 picks & NCAA odds? NCAAF betting sees the Owls taking on the Midshipmen on 11/7 at Navy-Marine Corps Memorial Stadium, in Annapolis, MD. This free NCAA football pick is based on matchup analysis and documented handicapping data tracked by CappersPicks since 2004, with a focus on identifying the strongest betting angle for this Owls Midshipmen matchup.
2026 NCAAF Handicapping – Temple Owls vs Navy Midshipmen
Owls +7 | Midshipmen -7Here’s why I’m backing an UNDER bet below in my Owls Midshipmen free pick & gambling prediction for this matchup.
Owls vs. Midshipmen Gameday
The Temple Owls visit the Navy Midshipmen at Navy-Marine Corps Memorial Stadium in Annapolis on Saturday, November 7, 2026. Kickoff is 3:30 PM ET on CBS Sports Network.
Both teams enter at 2-6, with Temple sitting 1-3 in the American Conference and Navy at 1-4. Neither program has enjoyed much success lately.
Two struggling teams, one conference win up for grabs, and absolutely no room for another excuse.
Temple has lost three consecutive games under K.C. Keeler.
The Owls are coming off a disappointing performance at East Carolina. Their offense couldn’t capitalize on enough opportunities to pull out a road victory.
Navy has also dropped three straight under Brian Newberry.
The Midshipmen suffered another defeat against Notre Dame. They’ve shown enough offensive ability to compete, but their defense has repeatedly let games get away.
Navy leads the all-time series 11-9 and has won the last two meetings.
The Midshipmen escaped Philadelphia with a dramatic one-point victory last season. That finish should give Temple plenty of motivation for the return trip.
Both teams are trying to avoid another miserable November.
It’s Week 10, Temple Owls vs. Navy Midshipmen, hopefully we get a great matchup.
Expert NCAA Football Betting Picks
Need a few more angles for this week’s college football slate? Browse today’s featured premium plays from CappersPicks handicappers, with sides, totals, moneylines, and other NCAA football bets.
Temple Owls vs. Navy Midshipmen Odds & Previous Games
Navy opened as the -283 moneyline favorite, with Temple returning +229. The Midshipmen are laying 7.5 points at +101, while Temple gets +7.5 at -124. The total is 54.5.
Temple is 1-4 over its last five, losing to East Carolina 17-9, Charlotte 38-31, Connecticut 34-20 and Army 21-17. The Owls defeated South Florida 17-13.
Navy is also 1-4 over its last five, falling to Notre Dame 35-13, North Texas 49-39, UTSA 38-34 and Air Force 14-9. The Midshipmen defeated Tulsa 34-26.
Temple has been competitive in several defeats without finding a way to finish.
Navy has experienced similar frustration. The Midshipmen have moved the football effectively at times, only to watch their defense surrender costly scores.
Navy defeated Temple 38-11 in 2024 and won 27-20 in 2022. The Owls earned a 32-18 victory in 2023.
Temple hasn’t won in Annapolis since 2018.
Saturday gives the Owls another opportunity to change that history.
- Live Betting Odds for today’s Owls vs. Midshipmen game!
- Want more football predictions like this Owls Midshipmen play? Check out our free NCAAF AI Picks for today!
- View our Updated Sportsbook Bonuses for today!
Midshipmen Stats
Navy has scored 221 points through eight games, averaging 27.6 per contest. The Midshipmen have allowed 239 points, an average of 29.9.
The offense remains heavily dependent on its rushing attack.
Navy has generated more than 2,300 rushing yards, ranking among the nation’s leaders. The Midshipmen average nearly 296 yards per game on the ground.
Michael Barrow has rushed for 507 yards and one TD. Vic Listorti has added 251 yards and two scores.
Braxton Woodson has contributed 384 rushing yards and five TD. His versatility gives Navy another option when attacking the perimeter.
The passing game has produced only 869 yards, averaging approximately 109 per contest. Navy rarely relies on throwing the football to sustain its offense.
Jordan Collins leads the receivers with 212 yards and three TD.
Defensively, Navy has surrendered more than 250 passing yards per game. Opponents have thrown 18 TD against the Midshipmen, creating a vulnerability that Temple could attack.
Owls Stats
Temple has scored 189 points this season, averaging 23.6 per contest. The Owls have allowed 213 points, an average of 26.6.
Keveun Mason leads the rushing attack with 564 yards and three TD. His production has been one of the more dependable elements of Temple’s offense.
The Owls have rushed for at least 100 yards in every game this season.
Temple averages approximately 192 rushing yards per contest. Four games have featured more than 200 yards on the ground.
Colin Chase leads the receivers with 330 yards and two TD. Tight end Peter Clarke has contributed 273 yards and two scores.
Temple can gain yards, but somebody needs to explain that the scoreboard is what actually counts.
Curly Ordonez leads the defense with 77 tackles. Saboor Karriem has contributed 53 stops and an interception.
The Owls have recorded nine sacks and three interceptions. Their limited pass rush has made it difficult to consistently disrupt opposing offenses.
Clarke suffered an injury against East Carolina, making his availability worth monitoring. Devontae Ward-Grant has also been sidelined with a serious knee injury.
Owls vs. Midshipmen QB Matchup
Jackson Gutierrez leads Navy with 717 passing yards and seven TD through eight games. He’s completed 36 of 71 attempts with one interception.
His biggest contribution comes on the ground. Gutierrez has rushed for 979 yards and 13 TD, making him Navy’s most dangerous offensive weapon.
The junior has recorded four consecutive 100-yard rushing performances. Against Tulsa, he piled up 232 yards and three rushing TD.
Gutierrez also rushed for 228 yards against North Texas.
Woodson provides another option behind center. He’s completed ten of 25 passes for 152 yards with one interception.
Ajani Sheppard leads Temple with 1,245 passing yards and eight TD. He’s completed 85 of 140 attempts with three interceptions.
Sheppard is also dangerous outside the pocket, rushing for 476 yards and five TD. His mobility gives Temple another way to challenge Navy’s defense.
The Owls quarterback averages nearly 15 yards per completion. He’s capable of producing explosive plays when opposing defenses lose track of their assignments.
CP Is More Than Just Sports Picks!
Anybody can post a prediction. CappersPicks backs up its sports picks with opinionated matchup analysis, experienced handicappers & documented betting performance. Pad that bankroll one day at a time!
Jaxon Smolik provides Temple with quarterback depth. He’s completed 16 of 27 attempts for 129 yards, one TD and one interception.
Gutierrez creates the more difficult rushing assignment, while Sheppard offers greater passing production. Neither defense can afford to ignore the quarterback running game.
Temple Owls vs. Navy Midshipmen bottom line: Navy’s ground attack gives the Midshipmen a clear offensive identity, but Temple has enough versatility to make this American Conference matchup competitive.
Temple Owls vs. Navy Midshipmen Football Betting Trends
- Temple has gone 14-6 against the spread after a loss in their last 20 games.
- The Owls have a 9-3 record for the over in away games over the last 12 games.
- Navy has hit the over in all 6 of their recent home games.
- Also, the Midshipmen have a 16-3 straight-up record as favorites in their last 19 games.
- Additionally, Temple has a 6-3 record against the spread in their last 9 away games.
- The Midshipmen have a 14-4 over record as favorites in their last 18 games.
Owls Midshipmen Free Pick: Under 54.5
Here is my Owls Midshipmen free pick: I’m betting Under 54.5. Navy is favored by 7.5, but the total is where I see the better opportunity. The sportsbooks are asking these offenses to produce 55 points, and that’s a generous amount of faith.
Temple has covered 14 of its last 20 following a loss, but I’m not interested in taking the points. I want the Owls to stay competitive without forcing Navy into an all-out scoring contest.
Give me a game where every possession matters, not one where both teams suddenly discover an offense nobody has seen.
The key is how Navy handles an early lead. If the Midshipmen get ahead and stay patient, Temple could spend most of the afternoon chasing the clock rather than the scoreboard.
A couple of short-field touchdowns would make this uncomfortable. That’s the risk with any Under, particularly when neither team has been especially dependable.
I’m not buying a sudden offensive revival from either sideline. Navy can dictate the afternoon, Temple can hang around, and the scoreboard doesn’t need to get ridiculous. Give me Under 54.5.
Today’s Week 10 NCAAF Free Pick
Best Sportsbooks For Temple Owls vs. Navy Midshipmen NCAAF Gambling!
- 50% Reload Bonuses
- Daily Player Promos
- Live Dealer Casino
- Crypto Deposits
- Same-Game Parlays
- Casino + Poker
- Same-Game Parlays
- Overnight Lines
- Progressive Jackpots
- Reduced-Juice Lines
- 7% Racebook Rebate
- 100% Crypto Bonus
- VIP Cash Rewards
- Live Betting & Props
- High Betting Limits
Navy Midshipmen on X
YOUR AFC DEFENSIVE PLAYER OF THE WEEK – RAYUAN LANE!
Making noise at the next level! Keep doing your thing, Rayuan!
#GoNavy | #RollGoats https://t.co/nmPumIqhYp
— Navy Football (@NavyFB) November 4, 2026
Also, if you’re looking for more NCAAF picks like Temple Owls vs. Navy Midshipmen matchup, we’ll be providing 4* free NCAAF plays on the blog all season long. In fact, you can check out our NCAAF experts for guaranteed premium & free NCAA football picks!
Lastly, register here for a FREE NCAAF Betting Account Now for daily free picks & more special offers! What did you think of our Owls Midshipmen free pick?
Leave a Reply