Free NCAAF Pick: Midshipmen vs. Owls Odds
Looking for Navy Midshipmen vs. Temple Owls Free NCAA Week 7 picks & NCAA odds? NCAAF betting sees the Midshipmen taking on the Owls on 10/11 at Lincoln Financial Field, in Temple. Cappers Picks provides complimentary expert handicapping picks on all NCAA football matchups all season long so stay tuned for more FREE daily NCAAF predictions like this Midshipmen Owls free pick.
2025 NCAAF Handicapping – Navy Midshipmen vs Temple Owls
(5-0) Navy Midshipmen vs. Temple Owls (3-2)
Date: Oct 11, 2025
Time: 4:00 PM ET
Venue: Lincoln Financial Field in Temple, PA
NCAAF Moneyline Odds: Midshipmen -323 | Owls +252 (Bet Now!)
Today’s NCAAF Spread Betting Odds: Midshipmen -8.5 | Owls +8.5
NCAAF Football Gambling Total: O/U: 52.5
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Midshipmen vs. Owls Gameday
Week 7 of the 2025 college football season sends the Navy Midshipmen to Philadelphia for a clash with the Temple Owls at Lincoln Financial Field. Kickoff goes down at 4:00 PM on ESPN2.
Navy’s 5-0 record tells the story. They’ve been efficient, physical, and disciplined — just classic Navy football. Moreover, their latest 34-31 win over Air Force proved they can grind out tough victories even when momentum swings.
Temple enters at 3-2, but confidence is trending upward. Their win over UTSA ended a two-game slide, and that bounce-back performance injected life into a roster that needed it. Because of that, this matchup carries a little extra juice for the home crowd.
Historically, Navy’s had the upper hand. However, Temple did win the last time these two met in Philadelphia back in 2023. That little nugget adds intrigue and should make bettors think twice before laying big chalk with the visitors.
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It’s Week 7, Navy Midshipmen vs. Temple Owls — and this one could be tighter than the odds suggest.
Navy Midshipmen vs. Temple Owls Odds & Last 5
Oddsmakers have spoken, and Navy is the favorite. The moneyline sits at -330 for the Midshipmen, while Temple is priced around +262. The spread sits at -8.5 (-110), with some shops hinting it could move toward 9 by kickoff.
Momentum clearly favors Navy. They’ve rattled off five straight wins and continue to dominate in time of possession. Because they’re built to wear opponents down, that style becomes a nightmare once they grab a lead.
Temple, on the other hand, has rediscovered some rhythm. Their recent 27-21 win over UTSA stopped the bleeding and rebuilt confidence.
Now, with home-field advantage and renewed belief, they’ll look to hand Navy its first loss of the season.
Owls Stats
Temple’s offense remains unpredictable. They’ve scored 151 total points, ranking 49th nationally. Even so, the passing attack has lagged behind — just 910 yards so far, which sits 105th. However, their ground game looks steadier, producing 866 rushing yards to rank 64th overall.
Defensively, Temple has improved significantly compared to last year. They’ve allowed 125 points, good for 72nd in the nation, and their tackling looks more consistent. More importantly, this group is creating turnovers again — five interceptions and two fumble recoveries rank them among the national leaders.
The results have been mixed. They squeaked out a win against UTSA, yet got hammered by Georgia Tech (45-24) and Oklahoma (42-3). Still, if they can find that UTSA-level balance again, they’ll be more competitive than most think.
Quarterback Evan Simon has been stellar. He’s thrown for 805 yards and 12 touchdowns without a single interception — an impressive stat line no matter the opponent.
Meanwhile, Jay Ducker leads the backfield with 349 rushing yards, and JoJo Bermudez adds 211 receiving yards and three scores.
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Midshipmen Stats
Navy’s identity never changes — and that’s the point. They lead the nation with 1,605 rushing yards, proving again that precision and toughness can still win in 2025. Quarterback Blake Horvath adds 839 passing yards, ranking 99th nationally, which keeps defenses from selling out on the run.
The defense deserves credit, too. They’ve allowed just 98 points, which ranks 51st, and have been superb at forcing turnovers — three picks and three fumble recoveries. Because of that, Navy keeps flipping the field and setting up short drives for their offense.
Injuries are starting to pile up, though. Ian Pourciau and Vic Listorti are questionable, while Dylan Spelios and Tyler Bradley remain out for the year.
Despite those absences, the Midshipmen haven’t lost their edge.
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Midshipmen vs. Owls QB Matchup
Evan Simon continues to shine for Temple. Through five games, he’s thrown for 805 yards and 12 touchdowns without an interception. Furthermore, his command of the offense gives the Owls stability they’ve lacked in recent years.
Backup Gevani McCoy has filled in nicely when called upon, tossing two touchdowns in limited action. Even so, this is Simon’s show, and his ability to avoid turnovers gives Temple a puncher’s chance.
Navy counters with Blake Horvath, who’s thrown for 839 yards, six touchdowns, and three interceptions. His arm isn’t flashy, but it complements Navy’s top-ranked rushing attack perfectly. As a result, the offense hums when he’s making smart decisions.
Braxton Woodson offers depth at QB, though his two appearances have yielded just 26 yards passing.
Still, in a system that thrives on ball control, he’s a solid insurance policy if needed.
Navy Midshipmen vs. Temple Owls bottom line: Navy’s relentless rushing attack and turnover-savvy defense should carry the day. Temple has weapons, but their inconsistency makes them a tough sell against a team this disciplined.
Navy Midshipmen vs. Temple Owls Football Betting Trends
- Navy is 12-1 straight up in their last 13 games as favorites.
- They are 6-0 straight up after a win in their last 6 games.
- Also, Navy is 4-0 against the spread in their last 4 away games.
- Temple is 5-1 against the spread in their last 6 home games.
- Additionally, Temple is 4-1 over/under after a win in their last 5 games.
- They are 6-3 against the spread in games with totals of 50 or more in their last 9 games.
Midshipmen vs Owls Prediction: Navy -8.5
Here is my Midshipmen Owls free pick. Navy enters this matchup undefeated at 5-0 and continues to impress on both sides of the ball. Because they’ve won 12 of their last 13 outright when favored, the Midshipmen have shown they know how to take care of business in this role.
Their focus and discipline make them a tough team to fade.
Meanwhile, Temple has been respectable at home, covering in five of their last six at Lincoln Financial Field. Still, Navy’s 4-0 ATS mark on the road this season can’t be overlooked.
The Midshipmen’s ability to control tempo and dominate time of possession gives them a major advantage against a defense that’s struggled to get off the field.
Statistically, Navy’s top-ranked rushing offense should be the difference-maker. Their ground attack wears down opponents and limits possessions, making it difficult for Temple to keep pace.
With Navy’s elite rushing game and perfect form, laying -8.5 looks like the sharp side in this matchup.
All in all, Navy’s combination of consistency, confidence, and control should carry them again. Therefore, expect the Midshipmen to grind down the Owls and cover comfortably on the road.
Today’s NCAAF Free Pick
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NCAAF Betting Tweet Of The Day
Come see us at Temple Talk! 🤩
Coach Keeler, Coach Zarkoskie, & Peter Clarke will be live from Maxi’s at 12 PM talking all things Temple Football!#TempleTUFF pic.twitter.com/iwDpizJuDp
— Temple Football (@Temple_FB) October 8, 2025
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